Life event

Will your money last? A plain-English runway check

Whether you're approaching retirement or bridging an income gap, the same question decides it: how long does what you have last against what you spend? See the month-by-month drawdown, the age your balance is projected to reach zero, and what extends it.

What changes

Your runway

Savings, minus spending, plus any other income, drawn down month by month shows how long the money lasts.

The 4% reference

A widely-cited withdrawal-rate benchmark gives a second read on whether the pace is sustainable.

The cushion underneath

Before drawing down invested savings, the liquid emergency fund is what absorbs the first surprise.

Run the numbers

Free, private, and source-cited. Bring your numbers, see your result — no account required.

Make it part of your plan

Save your numbers once and this moment becomes part of a plan you can come back to — see how it moves your savings, your cushion, and your month-to-month room over time.

Open your plan

These tools produce estimates, not advice, and don’t sell products or referrals. Every result cites its source and the date it was verified. See our sources.