Life events
Money and life’s big moments
Every big life moment quietly changes your money — your paycheck, your cushion, what you can plan for. Here’s what shifts, and the free, source-cited tools to put real numbers on each.
Having a babyHaving a baby: what changes for your moneyA new baby reshapes your paycheck, your health plan, and how much cushion you keep. See what changes — and run the numbers on each — before the due date.The cost of raising a childWhat it really costs to raise a childThe full birth-to-18 number is big — and most of it is still ahead of you. See what raising a child costs, where the money goes, and how it fits your cash flow.Saving for collegeSaving for college without guessing the numberHow much to set aside each month to hit a college-cost target by age 18 — with what starting early, and any 529 you already have, does to the number.Making your money lastWill your money last? A plain-English runway checkHow long your savings last against your spending and any other income — whether you're nearing retirement or facing an income gap. Month by month, to the age it runs out.